Lifetime of Income Have you established a Lifetime of Income?One of the most often over-looked, under-estimated challenges of retirement is what happens once you stop working and the income stream stops. Home values, savings, social security benefits, etc. are not guaranteed and can be drained quickly. And in general, they are just not enough to keep you living in the same the means to which you’ve become accustomed. They do not take into account inflation and the rising costs of health care. Often, they are not sufficient to meet your expectations nor do they allow you the financial freedom of truly enjoying your Golden Years. There is a lot you can do to prevent this obstacle from becoming a pitfall by careful and comprehensive planning.